Why Choose Point Breeze Credit Union for Your Banking Needs?

As you navigate the world of personal finance, it's essential to find a financial institution that meets your needs and offers competitive benefits. Point Breeze Credit Union (PBCU) is an excellent option to consider, with its commitment to providing members with free interactive tools, helpful data points, and objective content.

Membership Requirements

One of the key differences between credit unions like PBCU and traditional banks is their membership requirements. Credit unions restrict membership based on a shared common bond, which means that individuals must meet specific criteria to join. At PBCU, this includes immediate family members of existing members or eligible persons, employees, retirees, and volunteers of partnering organizations, community organization members within 20 miles of an office, and employees and retirees of businesses located within 20 miles of a PBCU office.

Student Checking Account

PBCU offers a Student Checking account designed for members aged 16-17. This free checking account is ideal for teaching good money management habits and financial literacy. The account has no monthly fees and requires an adult of at least 21 years of age as a joint owner until the student reaches 18.

FREE Checking Account

The FREE Checking account from PBCU comes with no minimum balance requirement, no monthly fees, and no restrictions on ATM usage. However, to earn higher interest rates and foreign ATM fee refunds, members must receive eStatements, have direct deposit(s) of at least $400 per month, and make a minimum of 12 debit card purchases per month.

FREE Checking PLUS+ Account

For those who want more benefits from their checking account, PBCU offers the FREE Checking PLUS+ account. This high-yield interest-bearing account has no monthly fees, offers up to $20 per month in ATM fee refunds, and earns a competitive 3.00% APY on balances up to $10,000.

Why Choose Point Breeze Credit Union?

With its commitment to providing members with free interactive tools, helpful data points, and objective content, PBCU stands out as an excellent choice for those seeking a reliable and rewarding banking experience. By meeting one of the credit union's membership requirements, you can take advantage of these benefits and more.

Apply Now for a Personal Checking Account

To earn up to $275 in bonus offers, apply now for a Personal Checking account at PBCU. With its range of checking options and commitment to providing exceptional service, Point Breeze Credit Union is an excellent choice for individuals seeking a trustworthy financial partner.

Point breeze credit union